Banks With Free Checking Accounts With No Deposit
Between tax refunds and direct deposits from employers, it seems like everyone wants your checking account information these days. And many checking accounts seem to require that you have the funds to make a big deposit in order to get one.
- Banks With Free Checking Accounts With No Deposit Bonuses
- Banks With Free Checking Accounts With No Deposit Checking
Go Bank is a lesser-known bank that also allows it customers to open a checking account online with no deposit as long as you also set up direct deposit with that account. If you don’t set up direct deposit, Go Bank will charge you a yearly membership fee. Handle basic banking needs with our simple checking from Citi. Get unlimited check writing, online bill pay, funds transfer and fee-free access to thousands of Citi ATMs.
But you can get that valuable checking account number without putting up your hard-earned cash with an instant checking account with no deposit. You just need to know where to look, and MoneyLion has you covered. You only need five minutes to set up our RoarMoney mobile banking account, and then you’ll have immediate access to your account and routing number.
Just download the MoneyLion app, add funds if you want, and set up direct deposit or link your government benefits so you can get paid.
- The Easy Checking account is an ideal personal checking account for basic checking needs, featuring Online and Mobile Banking, Bill Pay, free mobile check deposit, a U.S. Bank Visa Debit Card and other.
- Go Bank is a lesser-known bank that also allows it customers to open a checking account online with no deposit as long as you also set up direct deposit with that account. If you don’t set up direct deposit, Go Bank.
Banks With Free Checking Accounts With No Deposit Bonuses
What Is Included in a RoarMoney Account?
You probably think opening an instant checking account with no deposit means you can forget about features. That’s what’s so neat about RoarMoney.
Your RoarMoney account offers so much more than a safe and secure place to keep your money, although that shouldn’t be discounted. When you open your account, you’ll also get:
- No minimum balance requirements
- Access to over 55,000 no-fee Allpoint ATMs
- An instant virtual debit card
- A physical debit card that allows for contactless Tap & Go payments
- Debit card rewards
- Price protection so you can request a refund if the price drops after you buy.
- A spend tracker report every week
Think of this as a checking account and then some.
Is There a Minimum Balance With RoarMoney?
The minimum balance is one of the most frustrating aspects of banking. So many banks won’t even consider taking you on as a customer unless you have $50 or $100 to fund the account. And if your account dips below a certain amount, you pay a fee.
Fortunately, RoarMoney doesn’t have a minimum balance for opening or maintaining the account. You also won’t get charged fees if your balance drops to zero.
Does RoarMoney Come With Access to Cash Advances?
We understand that it can be frustrating when you need cash to spend. Something might come up before payday, or you just might feel like treating yourself to a nice dinner, but your bank balance is looking thin.
We have a solution for that too. We also offer access to Instacash, so you can get cash in an instant. This service will be here for you anytime you need up to $250 in your account. It’s credited to your account and you pay it back at 0% APR.
What if your credit is bad? It’s not an issue with Instacash. Just set up your account, direct your check to be deposited, and unlock Instacash without undergoing a credit check.
If you set up direct deposits into your RoarMoney account, you can unlock the highest amounts of Instacash. The extra $250 can be a real lifesaver when times are tough, so check it out today!
How Soon Can I Use My Instant Checking Account?
You probably equate opening a checking account with playing the waiting game, but that isn’t the case with RoarMoney. Your account is ready to use as soon as you open it.
If you have an external checking account, you can use it to fund your RoarMoney account. As soon as you deposit funds with a direct deposit, external account transfer, or cash deposit, you can use your virtual debit card and we’ll pop your debit card in the mail to you.
We even have you covered if you have a paper check. Use the Ingo Money app to snap a picture, and we’ll deposit the check for you.
Do you need to fund your account with cash? We have a solution for you.
You can add funds at one of over 90,000 Green Dot locations. Green Dot is available at retailers such as Walmart and Dollar General. Give the cashier cash and then swipe or tap your MoneyLion Debit Mastercard to load it. It takes about 10 minutes for the cash to appear.
Get Ready for Financial freedom With an Instant Checking Account
A RoarMoney account provides the change you need to get your finances on track. Instead of worrying about minimum deposits and hidden fees, you are in control and have more spending power.
Begin by opening a RoarMoney account. Set up direct deposit so that you’ll have access to Instacash, and then you never have to worry about hidden expenses derailing your financial future.
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Special offer for you
New Chase checking customers: Click 'Redeem offer' to get $100 when you open a new Chase Secure Banking℠ account with qualifying activities.
Banks With Free Checking Accounts With No Deposit Checking
- Overview
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Chase Secure Banking℠
Secure Banking customers told us they save an average of $50 a month on fees after opening their account. Pay bills, cash checks, and send money – all for a low $4.95 monthly service fee.
Account subject to approval. See account details (PDF).
Account details
No fees on most everyday transactions
- No overdraft fees –we help you spend only what you have.
- No fees to cash checks.
- No fees to pay bills with
Chase Online℠ Bill Pay. - No fees to send money using Chase QuickPay® with Zelle®.
- No fees on money orders or cashier’s checks.
- No fees at Chase ATMs. You may be charged to use non-Chase ATMs.
Stay in control of your money
- No paper checks to track.
- Set up alerts to monitor your balance, deposits, and more.
- Securely lock and unlock your debit card if you misplace it.
- Get reimbursed for unauthorized card transactions when reported promptly with Zero Liability Protection.
- Schedule an in-person or virtual meeting with us to discuss your financial goals.
Bank from virtually anywhere
- Access cash from nearly 16,000 ATMs.
- Get support from our bankers at more than 4,700 branches. Find one near you.
- Check your balance, pay bills, deposit checks with Chase Online℠ and the Chase Mobile® app.
Additional benefits from Chase
- Access your free credit score and get alerts to help you identify fraud with Chase Credit Journey.
- Get access to Chase First Banking, an account to help parents teach teens and kids about money. Learn more.
- Add deals from merchants you love and earn statement credit with Chase Offers.
Certified low-cost account
Chase Secure Banking has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019.
Get started with Chase Secure Banking
No minimum deposit to open.
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